Boat Loans

Icon of Boat for Boat Loans

Your new adventure starts here.

Start having fun with your family today with a boat loan from Tangipahoa Parish Teachers’ Credit Union. We will get you a loan and interest rate you can afford so you can head out on the water as soon as possible. No need to look elsewhere for a loan, when you're a member of TPTCU, you’re already taken care of.

If you are a member or eligible to become one, contact us today to find out more about our boat loan rates.

New & Used Boat Loans

Maximum loan term is 60 months.100% financing, tax, title, and license may be financed depending upon your past credit performance. Must have an open Share Account to qualify.

AGE OF BOAT
TERMS
RATES
New Boat
60 months
*as low as 6.90% APR
Used Boat
60 months
*as low as 7.90% APR

*APR = Annual Percentage Rates.

*Rates determined by past credit performance. Up to 15% down payment, tax, title, and license may be required.

Example: $12,000 for 60 months at 7.90%, $242.78, with finance charge of $2,566.13 and total payments of $14,566.13. (Figures are estimates only)

Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.

Disclaimer
The rates and APYs are effective immediately and may change at any time at the discretion of the Board of Directors.

DOWNLOAD OUR LOAN APPLICATION

Interested in Becoming a Member?

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. At TPTCU we offer memberships to full-time, permanent employees of Tangipahoa Parish School System or SLU.

Are you a direct relative of a current TPTCU member?
You may qualify to become a member too! Contact our offices to learn more.

There are 4 requirements for opening a share account:

  • Driver’s license or passport (Birth certificate for minors only)
  • Social Security Card
  • Proof of full-time employment with Tangipahoa Parish School System or SLU or your relationship status
  • $26.00(cash/check)-No Debit cards