Vehicle Loans | Tangipahoa Parish Teachers’ Credit Union

New and used, we have you covered.

When it’s time to start looking for a vehicle, there are plenty of options, and if you are a member of Tangipahoa Parish Teachers’ Credit Union, you are in luck. We offer excellent new and used auto loan rates to our members which allow them to shop around with confidence. You shouldn’t have to sacrifice the car you want or need because of the loan you’ve got.

When it comes to financing, our members are taken care of. If you are a TPTCU member or eligible to become one, contact us today to find out more about our new and used auto loan rates.

New Auto Loans

100% financing including tax, title and license fees maybe financed depending upon past credit performance.

*New vehicles include 2024/2025 program/demos with less than 25,000 miles.

Maximum loan amount is $70,000.00. Must have an open Share Account to qualify.

72 months – *as low as 4.50% APR (For a limited time only)
60 months – *as low as 3.90% APR (For a limited time only)
48 months – *as low as 3.90% APR (For a limited time only)
36 months – *as low as 3.90% APR (For a limited time only)
24 months – *as low as 3.90% APR (For a limited time only)

*APR = Annual Percentage Rates.

*Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required

Example: $15,000 financed at 3.90% APR for 60 months, with a $275.57 payment, total finance charge is $1,533.71, total payments is $16,533.71. (Figures are estimates only)

Late Model Used Auto Loans

Up to 15% down payment plus tax, title, and license maybe required.

*Late Model Used vehicles include 1-3 year old vehicles, currently 2024, 2022,and 2025 models with less than 30,000 miles. Must have an open Share Account to qualify.

AGE OF VEHICLE - TERMS - RATES

1-3 Years Old — as long as 60 months
*as low as 6.90% APR

*APR = Annual PercentageRates.

*Rates determined by past credit performance. Up to 15% down payment and tax,title, and license may be required

Example: Amount financed $30,000.00 for 60 months at 6.90% is $592.69, finance charge is $5,560.85, total payments is $35,560.85. (Figures are estimates only)

Disclaimer
The rates and APYs are effective immediately and may change at any time at the discretion of the Board of Directors.

Used Auto Loans

Up to 15% down payment plus tax, title, and license maybe required. Used vehicles include 1-8 year old vehicles, currently 2017-2024 year models with more than 30,000 miles, but less than 125,000 miles. Must have an open Share Account to qualify.

AGE OF VEHICLE - TERMS - RATES

1-8 Years Old — as long as 60 months
*as low as 7.90% APR

*APR = Annual Percentage Rates.

*Rates determined by past credit performance.

Example: Amount financed $16,000.00 for 60 months at 7.90% is $323.70, finance charge is $3,421.62, total payments is $19,421.62 (Figures are estimates only)

Disclaimer
The rates and APYs are effective immediately and may change at any time at the discretion of the Board of Directors.

DOWNLOAD OUR LOAN APPLICATION

Interested in Becoming a Member?

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. At TPTCU we offer memberships to full-time, permanent employees of Tangipahoa Parish School System or SLU.
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Are you a direct relative of a current TPTCU member?
You may qualify to become a member too! Contact our offices to learn more.

There are 4 requirements for opening a share account:

Driver’s license or passport (Birth certificate for minors only)
Social Security Card
Proof of full-time employment with Tangipahoa Parish School System or SLU or your relationship status
$26.00(cash/check)-No Debit cards